Find out how long your superannuation will last

What else do you need?

HQ Tips: Retirement

Don’t delay seeking financial advice for your retirement. The earlier you have a plan in place, the more you’ll have to work with when you retire.

Contact us on (07) 5593 0355.

Retirement Planning Gold Coast

Create a financial retirement plan and make sure your money lasts

It might be a long way off, or just a few short years away. Where ever you’re at, make sure you have a retirement plan in place. A financial plan for retiring will allow you to maintain your current lifestyle, achieve some of those long-desired goals and generally have more time and resources for those things you enjoy.

To ensure a smooth transition from work and a stress-free retirement it’s essential you have a retirement plan in place and working for you right now.

A retirement investment plan will help you in 5 key areas…

1. Set Short and Long Term Goals: Setting financial goals for your retirement will ensure you have enough money to live on. Are you looking to make a seachange or travel a couple of times a year? A financial plan can help you make this a reality.

2. Identify Your Income and Commitments: How much money is coming in and what are your current expenses? What might some your expenses be in the future?

3. Maximise Income Streams: We can help you develop a strategy to maximise your retirement income by identifying several income streams to build wealth.

4. Choose the Right Retirement Income Products: With so many options to choose from, how do you know which one is right for you? HQ Financial Solutions can help.

5. Take Advantage of Social Security Benefits: Self-funded retirees can restructure their finances to receive government entitlements. The government also offers incentives to those who defer claiming the Age Pension and continue working.

HQ Financial Solutions can help you plan the retirement you desire and can advise you in the following areas:

     • A Complete Financial Retirement Plan
     • Budgeting in Retirement
     • Accessing Superannuation
     • Smart Investment Strategies
     • Eligibility for the Age Pension & other entitlements
     • Insurance Requirements

HQ Quick Guide to Retirement Planning

10+ yrs till Retirement

For many of us, the Age Pension won’t be enough to fund the lifestyle that we are used to. The best advice is to start saving now.

Things to consider now:
What’s the best way to fund your retirement?

What are your employer superannuation contributions?

What’s the best super fund for you?

What is salary sacrifice

Retiring in 5-10 yrs

Great news! Australians are retiring earlier and living longer. A financial plan is a must if we’re spending more than a quarter of our life in retirement.

Things to consider now:
How much do you need to retire on?

When can you access your super?

Are you eligible for the Age Pension?

What are different income streams?

Already Retired

Keep track of your finances with a budget and look at restructuring to benefit from government entitlements.

Things to consider now:
How do you maximise what you’ve saved?

Should you move house now?

What is the Pension Bonus Scheme?

What other benefits are you eligible for?

Retirement Planning Gold Coast - Contact HQ Financial Solutions
We’ll help you create a secure financial retirement plan so you can look forward to a long and stress-free retirement.